These are the days of inflation High prices and black markets. Everybody, the rich as well as the poor, wants to be rich and so the speculation is widely prevalent in every strata of society. The Millioner today becomes the mere draw-bones to-morrow and with the tide of fortune again he turnes up. Bhagya-Laxmi brings the ebb and tide of fortune on the screen. Jagan Seth believed in summer trips for the reason of his health. Rajni, his daughter always accompanied her father Jagan Seth. In one summer-trip Rajni fell in love with a Medical practitiner and both came to like and love each other.
One fine morning Jagan Seth lost a fortune in the market that was tremendous loss. In order that his daughter may not suffer, Jagan Seth made trust of Rajni's maternal property. But Jagan Seth could not survive the shock and he expired. Now Rajni could not meet Madan because her trips were come to an end. Her uncle when he came to know that Madan was a son of a speculator, refused to marry Rajni with him, Madan made a definite promise that he would not touch Rajni's property and after that they married.
As a wife of a man of limited means, Rajni could not satisfy herself. Madan's life became a hell, and to satisfy the ambition of Rajni Madan followed the footsteps of his father & Madan became rich and one sudden night in a high speculation Madan lost eight lacs of Rupees. What to do was the great question? What about Rajni's property? What about the future? What happened to Madan's promise not to touch Rajni's property? Suddenly the tide turns & a fortune again smiles, but for its solution you must see on the screen the heart throbbing interesting episodes of BhagyaLaxm.